Ohio’s Personal Care Assistance (PCA) Program: Supporting Seniors with In-Home Care

Ohio is committed to supporting its residents who require long-term care, particularly by enabling them to remain in their homes with the support of family caregivers. The state offers several Medicaid waiver programs that provide financial assistance and resources to family members who take on caregiving roles. This guide focuses on Ohio’s Personal Care Assistance (PCA) programs, primarily through the PASSPORT Waiver and MyCare Ohio Waiver.

 

Understanding Ohio’s Personal Care Assistance (PCA)

In Ohio, “Personal Care Assistance” (PCA) refers to services that help individuals with daily living activities and household tasks, enabling them to live independently in their homes or community settings. These services are primarily delivered through Medicaid waiver programs, with the PASSPORT Waiver being a key option for eligible seniors.

 

Ohio’s PASSPORT Waiver:

The PASSPORT Waiver is an Ohio Medicaid home and community-based services program administered by the Ohio Department of Aging. It enables Medicaid eligible older adults (typically age 65+ and in some cases individuals age 60-64 with physical disabilities) who require a nursing facility level of care to receive a tailored package of in home and community services instead of entering a nursing home. Services may include personal care, homemaker assistance, home delivered meals, transportation, nursing care, home modifications, and other supports. While eligible individuals may receive these services, the program is a waiver model with a capped number of enrollment slots, so eligibility does not automatically guarantee participation.

 

Ohio’s MyCare Ohio Waiver:

MyCare Ohio — At a glance

  • MyCare Ohio is a managed care program for Ohioans who are eligible for both Medicare and Medicaid.
  • It coordinates medical, behavioral health, and long term care services under a single plan, simplifying access and management of care.
  • Eligibility: age 18 or older, full Medicare (Parts A & B) and Medicaid coverage, and residing in one of the participating counties (see list below).
  • Among the services offered through the home and community-based services (HCBS) portion is personal care assistance (PCA) — helping with daily living activities like bathing, dressing, mobility, meal prep, and other supports so individuals can remain at home rather than move to a nursing facility.
  • The PCA service may be delivered via traditional provider agencies or through a participant direction model (the individual hires their aide) depending on the plan and region and many family members are often eligible to be caregivers.

Eligibility and Application Process:

  • Recipient Eligibility: To qualify for PASSPORT, the individual needing care must be eligible for Medicaid and meet the state’s criteria for a nursing facility level of care. Financial guidelines for PASSPORT align with Ohio Institutional Medicaid limits: an individual’s gross monthly income must be less than three times the Federal Benefit Rate (FBR), which was $2,901 per month in 2025. The asset limit for an individual is typically $2,000.
  • Caregiver Eligibility: The PASSPORT program permits consumer direction of services, allowing beneficiaries a degree of control over who provides their care. Friends and certain family members, such as adult children, can provide non-skilled care services like personal care. However, spouses and legal guardians are generally excluded from being paid caregivers under the PASSPORT waiver.
  • Application Process: The journey to PASSPORT benefits begins with a Pre-Admission Screening, initiated by a simple phone call. During this screening, staff will determine if the individual may qualify for Medicaid and assess the level of care needed. If eligible, a case manager is assigned to collaborate with the individual to create a customized care plan, connecting them with local providers for tailored in-home services.

 

Services Available Through PASSPORT: The PASSPORT waiver offers a comprehensive suite of services aimed at supporting individuals at home. These include personal care, housekeeping, chore assistance, nutritional counseling, home-delivered meals, adult day care, assistance with independent living, minor home modifications, emergency response services, medical equipment and supplies, social work counseling, medical transportation, waiver nursing, and out-of-home respite care. Additionally, PASSPORT participants receive a Medicaid card, granting them access to essential healthcare benefits such as physician visits, hospital care, and prescription medications.

 

Ohio Family Caregiver Pay Rates for PCA

The compensation for family caregivers in Ohio varies depending on the specific program and the agency involved. For the PASSPORT Waiver, Medicaid typically pays a standard rate of between $10 and $15 per hour for family caregivers. Some providers, pay up to $17 per hour for PASSPORT caregivers. This aligns with the user’s provided maximum hourly rate for Personal Care Assistance in Ohio. Family caregivers are generally hired by a state-approved home care agency, such as Momba Home Care, which handles payroll and administrative tasks.

 

Important Considerations: Medicaid Estate Recovery Program (MERP) in Ohio

Ohio’s Medicaid program, like those in other states, operates a Medicaid Estate Recovery Program (MERP) to recover the costs of Medicaid benefits after a recipient’s death. This program typically applies to individuals aged 55 and older who received Medicaid care, including those who received services through Medicaid Waiver Programs such as PASSPORT.

The state will seek to recover the total amount Medicaid paid on behalf of the individual. This recovery takes place after the death of the Medicaid recipient and, if applicable, their surviving spouse, and when there are no surviving children under the age of 21 or children of any age who are considered blind or disabled. It is important to understand that MERP can apply to all real and personal property owned by the Medicaid individual at the time of death, regardless of whether it passes through probate court. Even assets transferred through joint tenancy or living trusts are subject to MERP. While the state may waive its right to recovery in cases of “undue hardship,” this is determined on a case-by-case basis. Families are strongly encouraged to consult with elder law attorneys to understand the full implications of MERP and to explore appropriate estate planning strategies.

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